Trust and Identity squad

AI chatbot security that spots scams mid-conversation

Chase Vox, Senior AI Conversational Security Agent, an AI agent by FluxForceChase Vox — Senior AI Conversational Security Agent

Chase Vox is an AI agent that watches your customer chat for scams and social engineering. He spots the signs of a customer being coached by a scammer, checks identity inside the conversation, and hands the chat to the right person with the context attached. Your team decides what happens to the payment.

Chase Vox
Chase Vox, Senior AI Conversational Security Agent, an AI agent by FluxForce
Chat session #C-90217
IllustrativeSent to analyst
Scam risk 0.84 · high
Flag explained
“Asks to raise transfer limit, says 'bank security' told them to move funds.”
UK PSR APP rulesAFASA
REPORTS TO
Your Head of Fraud
Shadow mode first
How Chase works with your team
Shadow mode
first: nothing acts until you say so
3 bands
of autonomy you configure
Every decision
has a replayable record
1 per agent
kill switch
SaaS · on-prem · hybrid
deployment
Product controls, not performance claims. Performance is measured on your data, in shadow mode.
The problem

The scam problem inside your own chat

In an authorised push payment scam, the customer sends the money themselves. The scammer coaches them, often in real time, and the payment looks legitimate to every check. The clues are in what the customer says, and your chat channel is where they say it.

CHAT QUEUE
Coached

customers pass every payment check

The clues are in the conversation.

Authorised fraud

The customer pressed send

APP scams pass authentication because the real customer is acting. Transaction rules see a normal payment to a new payee.

Impersonation

Scammers pretend to be you

Fake bank staff, fake investment advisers and fake delivery firms all borrow your brand. Customers ask your chat whether it's real, or repeat the script they were given.

Hand-off gap

The context gets lost

When a chat moves to a person, that person starts over. The scam signals seen earlier in the chat don't travel with the case.

Job description

What Chase Vox does Job description

Chase Vox is a Senior AI Conversational Security Agent. He sits inside your chat channel, reads conversations for scam and social engineering signs, and passes risky ones to your team with the context attached.

AI AGENT · TRUST AND IDENTITY SQUAD
Chase Vox, Senior AI Conversational Security Agent, an AI agent by FluxForce
CHASE VOX
Senior AI Conversational Security Agent
REPORTS TO
Your Head of Fraud
WORKS WITH
Your chat platform, contact centre and payment systems
DEPLOYED
Shadow mode first, then the autonomy you set
KEY RESPONSIBILITIES
01Read customer chats for signs of scams, coaching and impersonation
02Run identity checks inside the conversation before sensitive requests are handled
03Score each chat for scam risk and link it to any pending payment
04Hand risky chats to the right person, with the transcript, signals and payment details attached
05Flag new scam scripts that appear across many conversations
AUTONOMY MODEL
Low risk
Chat can continue with a recorded reason, if you allow it
LOW
Medium risk
Goes to an analyst by default
MEDIUM
High risk
Always goes to an analyst
HIGH
You set the threshold per rule.
Kill switch: Turn Chase off at any time
Shadow mode

What to measure in shadow mode on your own data

We don't publish detection numbers from our own tests. Run Chase Vox beside your current chat and fraud controls and measure what he finds in your conversations before he acts on anything.

01
Scams seen in chat
Confirmed scam cases where Chase flagged the chat before the payment.
02
Missed-scam review
Every confirmed scam where Chase scored the chat low. Read this number first.
03
Hand-off quality
How often the person taking over says the context was enough to act on.
04
Analyst agreement
How often your analyst's decision matches Chase's recommendation, by risk band.
05
Good customers interrupted
Chats Chase would send to a person that turn out to be routine.
06
New script detection
Scam scripts Chase grouped across chats, and how many your team confirms.
07
In-chat verification
Share of sensitive chat requests that had an identity check first.
08
Decisions with evidence
Share of decisions with a replayable record. The target is all of them.
Shadow mode results belong to you. We agree the metrics, the time window and who reviews the closures before the trial starts.
How it works

How AI chatbot security works with Chase Vox

Chase Vox connects to your chat platform and fraud systems through APIs. Your chat channel stays where it is.

01

Listen

Chat messages, customer identifiers and session data arrive from your chat platform. Pending payments and payee changes arrive from your payment systems.

02

Score

Chase reads each conversation for scam signs, such as urgency, secrecy, talk of a 'safe account' or someone posing as bank staff. He checks identity before sensitive requests are handled.

03

Hand off

Your autonomy settings decide what happens next. Routine chats can continue if you allow it. Medium risk goes to an analyst by default. High risk always goes to an analyst, with the transcript and signals attached.

04

Record

Every score, its reasons and the human decision go into tamper-evident evidence storage, ready for a reimbursement claim review or an examiner.

Want to see this on your data?

Run Chase Vox in shadow mode on your live chat. He reads, scores and records, and no conversation is interrupted. Compare his flags with your confirmed scam cases before you switch anything on.

Request a shadow mode trial
Compliance and regulatory mapping

Regulatory frameworks Chase Vox supports

Chase doesn't make you compliant. He produces the conversation evidence these frameworks expect you to keep.

UK PSR APP scam reimbursement
Rules in force since 7 October 2024 cover reimbursement up to £85,000 per claim. Chase's record shows what the customer said before the payment.
AFASA (RA 12010)
The Philippines' Anti-Financial Account Scamming Act (2024) covers scams on financial accounts. Chase prepares conversation evidence for your investigation.
FCA Consumer Duty
UK firms are expected to deliver good outcomes for retail customers. Chase's hand-offs let your team act while the customer is still in the chat.
PSD2 strong customer authentication
In-chat identity checks sit alongside SCA under RTS 2018/389. Chase records which check ran and when.
FATF Recommendation 20
Scam proceeds move through mule accounts. Chase passes scam signals to your team so your MLRO can decide whether to report.
GDPR and UK GDPR
Chat transcripts are personal data. Chase records what was processed and why, under the retention rules you set.
Analyst view

What your fraud team sees

Scam signals from the conversation, attached to the payment.

BEFORE CHASE VOX
Chat and fraud checks in separate systems
Scams found when the customer reports them
Hand-offs that start the conversation over
Payee changes requested in chat with no check
No record of what the customer said
AFTER CHASE VOX
Scam risk linked to the pending payment
Risky chats sent to an analyst while the customer is still there
Hand-offs with the transcript and signals attached
Identity checked before sensitive requests
Every conversation decision replayable for an examiner
Options

How the options compare

CRITERIA Agent training and scriptsKeyword filters Chase Vox, Senior AI Conversational Security Agent, an AI agent by FluxForceChase Vox
Time to first results A training cycleRule build Shadow mode on your live chats
Who decides Contact centre agentKeyword match, then agent Analyst, inside risk bands you set
Reads context Yes, if the agent spots itNo, single words only Yes, across the whole conversation
Linked to payments Manual lookupNo Yes, chat risk attached to the pending payment
Hand-off context Notes typed by the agentNone Transcript, signals and payment details
Where it's weaker Inconsistent across agents and shiftsScammers change their wording Only sees your chat channel, not phone calls or messages elsewhere
Trust Builders

Built for Regulated Financial Institutions

01

Configurable autonomy

Low risk can run on its own if you allow it. Medium risk goes to a person by default. High risk always goes to a person. You set the bands per rule, channel and transaction type.

02

Kill switch

Turn Chase off without touching the other agents or your core systems. The switch, and who used it, is stamped on the record.

03

Shadow mode

Run Chase on live data with nothing blocked or closed. Compare the calls with your team's before anything changes.

04

Explainability

Every decision answers why, in plain English, with the signals and the rule or policy behind it.

05

Audit trail

Each decision is stored with its inputs, its reasoning and the person who approved it, in tamper-evident evidence storage.

06

No migration

Agents connect beside your systems through APIs. Your core banking, screening and case tools stay where they are.

Questions? We Have Answers

Frequently Asked Questions

FluxForce

Still have questions?

Talk to the people who build the agents. We'll answer per capability, yes or no.

It reads customer chats for scams and social engineering, checks identity before sensitive requests, and hands risky chats to a person with the context attached. Chase Vox links each chat to any pending payment, so your fraud team sees the conversation behind it.

No. Chase scores and flags, and your team decides what happens to the payment. Medium risk goes to an analyst by default and high risk always does. A kill switch turns Chase off without touching your chat platform.

No. Chase sits beside the chatbot and live chat you already run and reads the conversations. Your chatbot keeps answering customers.

He looks for patterns typical of coaching: urgency, secrecy, requests to raise limits or add new payees, and mentions of a 'safe account' or someone claiming to be bank staff. He weighs those against the customer's history and the pending payment.

Chase reads and scores your live chats, but no conversation is interrupted. Your contact centre keeps working as it does today, and you compare his flags with your confirmed scam cases. You decide whether, and where, to switch on any autonomy afterwards.

Chat transcripts with timestamps and customer identifiers, plus pending payment and payee change events. Confirmed scam cases help tune the risk bands.

FluxForce runs as SaaS, on-premise or hybrid, built on Microsoft Azure. We agree data residency and which components run inside your environment during deployment design, before any data moves.

Shadow mode trial

See Chase on your data before anything changes

Run Chase Vox beside your current process. He works on your live data and records every call, and nothing is blocked, closed or sent until you decide.

  • Runs in shadow mode on your own data, next to your team
  • You agree the metrics, the time window and who reviews the results
  • Kill switch and a replayable record of every decision from day one
  • SaaS, on-premise or hybrid, with data residency agreed up front

Shadow mode results belong to you.

Take the first step

AI agents that prepare the case. Your team makes the call.

Start with one workflow in shadow mode, then decide how much each agent does on its own.

How we start
Discovery and scoping
Integration beside your systems
Shadow mode
Controlled autonomy
Govern and improve