Risk
$10,000
Cash reports run on fixed thresholds
In the US, a Currency Transaction Report is due for cash transactions over $10,000, filed within 15 days. Other markets set their own thresholds and monthly deadlines.
Regulatory Reporting (STR / SAR / CTR)MLRO approves · Every report linked to evidence
Turn an investigated case into a filing-ready report without retyping the evidence
Case facts, linked transactions and analyst findings flow straight into the report format your regulator expects. Your MLRO reviews and approves before anything is filed. The report stays linked to its evidence, so you can show exactly what was filed and why.
Reporting desk
STR, SAR and CTR
REPORTS PREPARED THIS MONTH
1284310
AWAITING MLRO
2140
STR-0412
CASE-2291 · structuring
DAYS 3··
Awaiting MLROScanning
SAR-0187
CASE-2287 · fraud allegation
DAYS 12··
DraftScanning
CTR-1093
Cash deposits · monthly batch
DAYS 9··
ApprovedScanning
STR-0411
CASE-2276 · rapid movement
DAYS 1··
Awaiting MLROScanning
SAR-0186
CASE-2270 · mule activity
DAYS 0··
ApprovedScanning
STR-0410
CASE-2265 · trade payments
DAYS 6··
DraftScanning
AI REASONING · STR-0412Awaiting MLRO · Days 3
Pulling case facts, transactions and analyst findings…
Narrative drafted11 transactions linkedAnalyst findings attached
Draft built from the case file. Waiting for MLRO review and approval.
MLRO
Approves every report
0
Retyping from case to report
Linked
Every report to its evidence
Why reporting takes so long
The investigation is done. Then someone retypes it into a form.
Analysts finish a case, then rebuild it in the regulator's format by hand. Narratives vary by author, fields get missed, and the link between what was filed and the evidence behind it is lost.
Risk
goAML
Every FIU has its own format
Many FIUs, including the UAE's, take reports through goAML, each with its own schema and validation rules. A form built for one won't pass another.
Risk
Why?
Examiners ask why you filed, or didn't
A filed report with no link to its evidence, or a decision not to file with no reason, is hard to defend years later.
What FluxForce delivers
From case file to filing-ready report
The agent drafts the report from the case. Your MLRO reviews, edits and approves. Nothing is filed without that approval.
CAPABILITY 01 / 06
Drafts from the case
Pulls case facts, transactions and findings into the report.
Fills subject and account details from the customer record.
Marks any field it couldn't fill.
Never retypes what the case already holds.
CAPABILITY 02 / 06
Narratives that hold up
Drafts the narrative from the evidence trail.
Follows a consistent structure across authors.
Cites the transactions behind each statement.
Your analyst and MLRO edit before approval.
CAPABILITY 03 / 06
Your regulator's format
STR, SAR and CTR formats for the markets you file in.
goAML and other FIU schemas where they apply.
Validates fields before the report reaches the MLRO.
Format updates applied as regulators change them.
CAPABILITY 04 / 06
Deadline tracking
Starts the clock from the date your policy defines.
Flags reports close to their deadline.
Shows the MLRO what's due and when.
Reports late filings for supervisor review.
CAPABILITY 05 / 06
MLRO approval
Every report waits for MLRO approval.
Approval, edits and submission are timestamped.
Decisions not to file are recorded with a reason.
Delegated approvers set by your policy.
CAPABILITY 06 / 06
Evidence linked for life
Each report stays linked to its case and evidence.
Acknowledgements and reference numbers stored.
Stores evidence in tamper-evident form.
Any report can be replayed for an examiner.
What changes for your team
Reports that start finished and stay defensible
We'll draft reports from a sample of your closed cases and let your MLRO compare them with what was actually filed.
0
Retyping
Case facts flow into the report.
MLRO
Approves every report
Nothing is filed without a named approver.
Every
Deadline tracked
From the trigger date your policy sets.
Linked
Report to evidence
What was filed, and the evidence behind each line.
Replay
For your examiner
Why you filed, or why you didn't.
The agents on this work
Three AI agents between the case and the filing
One knows the regulator's rules, one knows the customer, one writes the story.
Director AI Regulatory Compliance
Zara Trustwell
Prepares reports in your regulator's format for MLRO sign-off.
STR, SAR and CTR formats
Field validation
Deadline tracking
Senior AI KYC/AML Compliance Director
Rhea Ledger
Supplies the AML findings and subject details.
Subject and account data
Screening results
Risk rating context
Senior AI Incident Response Narrator
Nolan Briefwell
Drafts the narrative from the evidence trail.
Narrative drafts
Transaction citations
Evidence packs
Where it fits
Reporting for every institution that files
Banks, fintechs and DNFBPs all report to their FIU. The formats differ; the need for a defensible report doesn't.
STR, SAR AND CTR
Banking
Focus
High filing volume
Scope
Multiple formats
Shadow mode to go-live90 DAYS
Results
Reports drafted from the case file
Cash reports validated before submission
Every filing linked to its evidence
LEAN COMPLIANCE TEAMS
Fintechs
Focus
Growing volume
Scope
Sponsor bank oversight
Shadow mode to go-live90 DAYS
Results
Small teams file on time
Narratives consistent across authors
Evidence your sponsor bank can review
REAL ESTATE, GOLD, CSPs
DNFBPs
Focus
Occasional filers
Scope
goAML
Shadow mode to go-live90 DAYS
Results
Reports in the FIU's format first time
Deadlines tracked for occasional filers
Records ready for your supervisor
Questions? We Have Answers
Frequently Asked Questions
No. The agent drafts the report. Your MLRO reviews, edits and approves before anything is submitted.
STR, SAR and CTR formats for the markets we work in, including goAML-based FIUs.
The agent drafts it from the case evidence, citing the transactions behind each statement. Your analyst and MLRO edit it before approval.
The clock starts from the date your policy defines, and reports close to their deadline are flagged to the MLRO.
They're recorded with a reason and linked to the case, so you can defend them later.
The report, its approval history, the evidence behind each line and the case it came from.
Take the first step
See how an investigation file is built
Pick one alert type. We'll run the agents in shadow mode on your own data and show you the cases they prepare. Your team decides what happens next.
DeploymentDAY 90
Discovery
Shadow mode
Integration
Controlled go-liveDAY 76–90+
Security and governance