Trade FinanceBank trade desks · Trade finance platforms

AI agents for trade-based money laundering

Mispriced goods move dirty money. It hides in invoices that don't match the cargo and in counterparties nobody screened past the first name.

FluxForce AI agents check every document set against itself, screen every party, vessel and port, and prepare the case for your trade operations and compliance teams. Your team makes the call, with evidence an examiner can replay.

Book a Demo See how a case is built

28 AI agents for AML, sanctions and KYC

Documentary credit check

LC TF-30772 · document set compared

ILLUSTRATIVE CASE

DOCUMENT SET · READ TOGETHER

Commercial invoice

unit price, goods

Bill of lading

ports, vessel

Packing list

quantity, weight

Unit price 3.4x the market referenceinvoice

Goods description differsinvoice vs B/L

Transshipment port not in the LC termsB/L

Parties, vessel and ports screened11 clear

Escalation file prepared for compliancein review

FINDINGS

SCREENED

11 entities

DECIDES

Trade ops

How It Works on a Trade Desk

Every document checked against the others

Trade documents are still mostly read by hand, one at a time. The agents read the set together, so a price that doesn't fit the goods or a route that doesn't fit the credit shows up before your team accepts the documents.

STEP 01

Read the set

Invoice, bill of lading, packing list and certificates are read together, with goods, quantities, prices, ports and parties pulled out.

STEP 02

Check and screen

Prices are compared with market references, routes with the credit terms, and every party, vessel and port is screened against sanctions lists.

STEP 03

Team decides

Your trade operations team sees each discrepancy with its source. Compliance decides on escalation, and the full record is stored tamper-evident.

Why It Holds Up

Built to survive your next exam

Speed is easy to sell. What your examiner asks is why an alert was closed, who closed it and what they looked at. Every part of FluxForce is built to answer that.

Configurable autonomy

RISK BANDS. YOU SET THE LINES

You

Low risk runs on its own only if you allow it

Medium risk goes to an analyst by default. High risk always does. You set the bands for each agent.

One case file

CASE FILE PER ALERT

TodayEvidence gathered by hand

With AI agentsAttached when the case opens

Investigations start with the evidence in place

Transactions, customer profile, screening results and match reasoning sit in one file, so nobody copies between systems.

Evidence trail

Every

AGENT ACTION, TIMESTAMPED

Stored tamper-evident, so a supervisor or examiner can replay how any case was handled, months later.

Data the agent readLOGGED

Rule or policy clause appliedLOGGED

Analyst decision and reason codeLOGGED

The human decides

REPORTS FILED WITHOUT YOUR MLRO'S SIGN-OFF

Agents draft STRs and SARs from the case evidence. Nothing goes to the FIU until your MLRO approves it. Who decides at each risk level is your call:

Low riskAgent, if you allow it

Medium riskAnalyst by default

High riskAlways an analyst

Shadow mode first

Shadow modeNothing changes

Agents work live cases beside your team. You compare.

Go liveWhen you decide

Analyst decides

Agent acts where allowed

Deployment

WAYS TO DEPLOY

Run it where your data residency rules say it has to run. Built on Microsoft Azure.

SaaS

Hosted for you

On-prem

Your data centre

Hybrid

Split by data

For your CISO

Your CISO will ask what an AI agent can touch. Only what you've permissioned, and you can switch any agent off.

Kill switch on every agent

Permissioned access

Agents see what you allow

Tamper-evident evidence

HOW A DECISION IS MADEHUMAN IN THE LOOP: ON

Where AI agents become examiner-ready

ALERT_IN · CASE_OUT

FluxForce takes an alert in and hands your team a case it can decide on, with every step on record.

A raw alert

OUT

A case ready to decide

The agent investigates

It gathers the evidence, runs the checks and writes up what it found.

Your analyst decides

They approve, override or escalate, and record the reason.

An examiner can replay it

What was checked, who decided and why, stored tamper-evident.

Every decision has evidence an examiner can replay

Questions? We Have Answers

Frequently Asked Questions

Can the agents check trade documents?

They read and compare them: goods descriptions, quantities, unit prices, ports, dates and parties across the invoice, bill of lading and supporting documents. Each finding is shown with the document and field it came from. Your document checkers decide whether it's a discrepancy under the credit.

How do you spot over- or under-invoicing?

By comparing the unit price on the invoice with a market reference for the same goods and with the customer's own past trades. A price far outside both is flagged with the comparison attached, so your team can see why.

Do you screen vessels and ports?

Yes. Vessels, ports, shipping companies and every named party are screened against sanctions lists, and the agent shows its match reasoning for each hit.

Which red flags do the checks use?

FATF and Egmont Group guidance on trade-based money laundering, and the Wolfsberg Group, ICC and BAFT Trade Finance Principles. You can add your own and switch any of them off.

How do we start without risking the next exam?

In shadow mode. The agents run beside your current process on live work and change nothing. Your team compares the agent's case with its own, and you switch on only what you've checked.

AI agents for trade-based money laundering

Every document checked against the others

Read the set

Check and screen

Team decides

Two ways trade finance gets exposed

Bank trade finance desks

Trade finance platforms

Controls for the whole trade cycle

Built to survive your next exam

Low risk runs on its own only if you allow it

Investigations start with the evidence in place

Shadow mode first

Where AI agents become examiner-ready

Field notes on AML, fraud and compliance

Evidence Is the Product: Why Audit Trails Beat Detection Rates

AML Compliance Program: How to Build One That Passes Exams

Impossible Travel Detection in Banking: How It Works

Frequently Asked Questions

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